Stamp Duty calculator
Work out Stamp Duty on a purchase in England and Northern Ireland – first-time buyers, home movers and additional properties.
- First-time buyer relief
- 5% surcharge and 2% non-resident
- Band-by-band breakdown
Balltica Consulting
Mortgage calculators
Work out repayments, borrowing, Stamp Duty or buy to let returns. Results are estimates – we'll check the real figures for you free of charge.
Mortgage repayment calculator
Your monthly payment, the total cost of the mortgage and the split between capital and interest.
- Monthly payment
- Total cost
- Capital vs interest chart
How much can I borrow?
An estimate of how much you could borrow based on income, commitments and deposit.
- One or two incomes
- Effect of commitments
- Estimated purchase price
Deposit & LTV
How much deposit you need at 95%, 90%, 85% or 75% LTV – or what price your deposit could buy.
- LTV table
- Deposit → price
- Loan amount
Overpayment calculator
How much interest you could save and how much sooner you could be mortgage-free.
- Monthly overpayments
- One-off lump sum
- Comparison chart
Buy to let rental calculator
How much you could borrow for a given rent, or the rent needed for a loan.
- ICR stress test
- Rental cover
- Rent → loan and back
Buy to let ROI
Gross and net yield, cash flow, cash-on-cash return and growth scenarios.
- Gross / net yield
- Cash-on-cash
- 3 scenarios
No deposit mortgage (100% LTV)
Monthly payment on a 100% mortgage, compared with your rent, plus the income multiple.
- Payment at 100% LTV
- Rent comparison
- Income multiple
Buy to let route checker
A quick check of a buy to let deal: stress test, LTV and the likely type of finance.
- BTL, HMO, holiday let, MUFB
- Company or personal
- Bridging for refurbs
Calculators are for information only and are not advice or a mortgage offer. Results depend on lender criteria, credit history and documents.
Stamp Duty calculator
Work out Stamp Duty on a purchase in England and Northern Ireland – first-time buyers, home movers and additional properties.
Result
Want an accurate answer?
A calculator is an estimate. We'll check your circumstances against lenders – the initial review is free.
Check online →Book a callMortgage repayment calculator
Your monthly payment, the total cost of the mortgage and the split between capital and interest.
Result
Want an accurate answer?
A calculator is an estimate. We'll check your circumstances against lenders – the initial review is free.
Check online →Book a callHow much can I borrow?
An estimate of how much you could borrow based on income, commitments and deposit.
Result
Want an accurate answer?
A calculator is an estimate. We'll check your circumstances against lenders – the initial review is free.
Check online →Book a callDeposit & LTV
How much deposit you need at 95%, 90%, 85% or 75% LTV – or what price your deposit could buy.
Result
Want an accurate answer?
A calculator is an estimate. We'll check your circumstances against lenders – the initial review is free.
Check online →Book a callOverpayment calculator
How much interest you could save and how much sooner you could be mortgage-free.
Result
Want an accurate answer?
A calculator is an estimate. We'll check your circumstances against lenders – the initial review is free.
Check online →Book a callBuy to let rental calculator
How much you could borrow for a given rent, or the rent needed for a loan.
Result
Want an accurate answer?
A calculator is an estimate. We'll check your circumstances against lenders – the initial review is free.
Check online →Book a callBuy to let ROI
Gross and net yield, cash flow, cash-on-cash return and growth scenarios.
Result
Want an accurate answer?
A calculator is an estimate. We'll check your circumstances against lenders – the initial review is free.
Check online →Book a callNo deposit mortgage (100% LTV)
Monthly payment on a 100% mortgage, compared with your rent, plus the income multiple.
Result
Want an accurate answer?
A calculator is an estimate. We'll check your circumstances against lenders – the initial review is free.
Check online →Book a callBuy to let route checker
A quick check of a buy to let deal: stress test, LTV and the likely type of finance.
Result
Want an accurate answer?
A calculator is an estimate. We'll check your circumstances against lenders – the initial review is free.
Check online →Book a callCalculators are for information only and are not advice or a mortgage offer. Results depend on lender criteria, credit history and documents. Balltica Consulting Ltd (FRN 924223) is an Appointed Representative of Polish Brokers Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN 841246). Balltica Consulting Ltd is registered in England & Wales, company number 12135735. Registered office: 11 Pately Walk, Liverpool, L24 2US. Buy to let (pure) and commercial mortgages are not regulated by the FCA. Your home may be repossessed if you do not keep up repayments on your mortgage.